Christmas Shopping Tips

Do a food inventory and then make a list of all your food needs for Christmas.List all your family and friends and list of a gift you want to purchase for them. Presents do not need to be expensive but they do need to be thoughtful! A 2016 Journal or Parker pen would keep many people happy and either only cost €10. Flowers and chocolates from your local supermarket only cost about €10 each and these are all mother’s favourite gifts. Everyone loves slippers and furry socks, again no more than a €10 purchase from Tesco  or Dunnes Stores. Try to buy one extra food item a week: eg a box of biscuits, chocolates,crackers or something to put into the freezer: a ham or frozen turkey.

Dunnes Stores  Frozen Turkeys (Medium Size) €13.

small hams  €10-€20.

Victoria Biscuits  €6

Fox luxury chocolate biscuits  €7

Tins of Roses and Heroes €8

See Dunnes Stores Special Offers Online: http://www.dunnesstores.com/food-wine/dept/fcp-category/home

Dunnes Stores is also doing an offer buy €50 worth of food and you get a €10 off your next food sale. Vouchers only last a week.

Wine is reduced to €7 in Tesco, Ireland.

Tesco Offers Online: http://www.tesco.ie/groceries/buylist/default.aspx?id=L00000034

SuperValu are running Christmas Offers: https://supervalu.ie/offers

Top Irish Supermarket 2015 (market share of sales) save 33% of shopping bill by buying the Super Valu’s own product range!

Irish Grocery Special Offers: http://www.thriftypages.ie/deals/irish-grocery-special-offers/

Value Ireland Specials: http://www.valueireland.com/tag/grocery-prices/

Best Which Supermarket 2015: Aldi (UK) great value for ROI customers too

Weekly Shopping For Everyday Value  – To Luxury Ranges: Aldi, Lidl, Tesco, Dunnes Stores, SuperValu and Marks and Spenser.

Shop around and look for the offers. Write a budget and stick to it!

Thank-God I have all my shopping done, I hate the crowds and mad panic coming up to Christmas in town.

Here is an interesting article on Christmas budgeting.

Title: Christmas savings tips

Author: Consumer Help, Ireland

Full Text & Source: http://www.consumerhelp.ie/christmas-saving-tips?gclid=CNzziNzenMkCFeJ02wodoKAEAQ

The Internet, Online, 19/11/2015

Sample Text:

Christmas is an exciting time of year but many of us are short on time and money. If you’re trying to tighten Santa’s belt this Christmas, follow our Christmas shopping tips this festive season.
Leave the credit card at home and bring cash or your debit card instead. Credit card debt can be very expensive if you can’t repay it in full immediately or within a few months. When you are spending the cash in your pocket or in your bank account, you will be much less likely to overspend than if you pay with a credit card.
If you do need to use your credit card, then take a look at our credit card cost comparison. There are still some providers offering 0% interest on balance transfers. If you can’t afford to pay your Christmas credit card bill in full, you could take advantage of one of these offers in the New Year. But before you sign up, make sure to check what rate will apply when the introductory offer ends and if there are any conditions attached to it.
List everyone that you intend to buy for, then budget a reasonable amount that you can afford to spend on each person. Making a shopping list will also help you avoid impulse buying and keep track of your spending. Our Christmas budget planner can help you plan for and keep track of all your expenses.
Avoid shopping at the last minute and try to arrange to go shopping when it’s quieter. Shops are a lot quieter late at night or first thing in the morning. Leaving yourself plenty of time and avoiding busy shopping times will make your Christmas shopping a bit easier.
Try a new approach to buying presents. You could agree a spending limit with your friends and family or try an option like a Secret Santa, so each person only has to buy one present. Or if there is a special item that you really want to give to someone, consider splitting the cost with a friend or relative. Keep an eye out for coupons or deals on gifts wherever you can.
Do your research. If you have a present in mind, shop around and compare prices, both in store and online. Keep your eye out for discounts and promotional offers. If you do plan to do some shopping online, be careful. What might seem like a great deal could be more expensive when you add on delivery charges, so be sure to take them into account. Make sure you leave plenty of time for delivery too.
Don’t get caught out by credit. In the run up to Christmas, personal loans and in-store credit may look like attractive options, especially for larger purchases like PCs, electrical equipment or furniture, where stores may offer you 0% finance for a period of time. Before signing up to store credit or a personal loan, consider the full costs and not just the monthly repayment. Would the repayments still be affordable if your income dropped for any reason, or if you had an unexpected expense?
Be realistic with your food shopping. It can be easy to buy more than you need, but bear in mind that most shops are only closed on Christmas Day and New Year’s Day, so there’s no need to go overboard. Read our helpful money saving tips on groceries.

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About Author Annette J Dunlea Irish Writer

Irish Writer Website: http://ajdunlea.webs.com/ Twitter: @adunlea Facebook: https://www.facebook.com/annettejdunleairishauthor
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